5 Tips For Assessing a Potential Investment Opportunity

In today’s financially complicated world, it can be difficult to discern what a good investment opportunity is and what it isn’t. We need to be cautious, and yet willing to take a certain degree of risk if we want our money to grow significantly. Here are 5 tips for assessing a potential investment opportunity.

1. It’s had strong returns in the past

It’s one of the first things you should look at when deciding whether to invest. However, do keep in mind that the past is not always an indication if the future. This is a common misconception, even amongst the experts. Most people choose investments that have generated strong growth, but they only look at the recent past, assuming this strong momentum will continue, overlooking the factors that drove this growth and whether or not they’re sustainable in the long run.

2. If it sounds too good to be true, it is.

If you’re promised quick returns, this could be a tell-tale sign that it’s not such a good investment. Anyone using this as a selling point is possibly out to make a quick buck at your expense – ultimately he’s in it for himself, not anyone else.

3. Stay away from it if undemanding investors appear

There’s an element of truth in the saying, ‘bad investors drive out the good’. Undemanding investors will show up and buy anything. In turn, it becomes hard for demanding investors to find opportunities that offer the return and risk balance they need, so they’re forced to sit aside and do nothing. It seems easy to make a distinction now, but with a bit of practice and good advice from an agency like My Wealth Solutions, you’ll soon become familiar with the feature of bad and good investors.

4. Is this currently a strong industry?

Invest wisely!

When it comes to the stock market, the trends are as fast-moving as fashion. Two years ago, it was considered a smart move to purchase shares in commodities and natural resources – gold, oil, coal and the like. Presently, investing in railroads and other major projects seems a lucrative choice. Meanwhile, certain industries have been stock market staples fluctuating both up and down but never staying down for too long – think travel services, financial institutions, brand names like Apple, Dominoes, Coca-Cola and supermarket chains.

5. Everyone needs a roof over their heads

With housing prices going through the roof, properties are in hot demand, and it has become common place to invest here. This is the one area where it’s relatively safe to invest despite its popularity (it doesn’t work as well in other areas). Cost of living has risen dramatically over the years, and job security is no longer guaranteed amongst the general public. It’s for these reasons that those who can afford to, purchase a property solely for renting out and earning that extra income. It’s a just-in-case measure. Buy in newly developed areas, where properties are new, yet cheaper than older properties in established areas. They may be further away to the city or workplace, but most people just need a home, regardless of its location. If you can, this is an option you should consider.

It may seem a complex matter knowing exactly what is a potentially good investment, but if you observe carefully and know the questions to ask, you’ll soon be savvy enough to navigate yourself through the murky waters of investing.

The information provided in this article has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your GPS Wealth Limited (GPS) Adviser before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither GPS nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken  as a result of you acting upon such information.

The Coolest Trade Shows Ever

Coolest Trade Shows Ever

It’s a fairly safe bet if you’re reading this you have at least a passing interest in trade shows. You may even be a regular visitor to thedisplayoutlet.com. Still, there are trade shows, and then there are trade shows. We wonder what a “dream team” for trade shows would look like— the ones we’d really love to check out, not just the ones we have to attend for work? That trifecta might look something like this.

International Pizza Expo in Las Vegas, Nevada

Doesn’t the title of the event pretty much say it all? There’s a Craft Beer Pavilion, events like “Making Pizza With Tony Gemignani,” games like the World Pizza Games, and did we mention it’s a trade show for pizza? And that there is a Craft Beer Pavilion? This makes the list, easily.

Game Developers in SanFrancisco, California

Okay, this one is borderline tech-geek territory, but when you consider the whole industry is built upon the idea of making, selling, and using video games for individual consumption it seems downright decadent, geek fest or not. This show is all about Halo, Rainbow Six, Guitar Hero and every succeeding game that wants to be even half that successful. Mostly, we’d just like to check out the new games and get some wicked cool free convention swag.

Special Operations Forces Industry Conference in an Undisclosed Location (Maybe Tampa, Florida)

This has to be the coolest trade show ever. There’s (real, not movie) spy gadgetry, dummies dressed in keffiyahs, things that blow up and simulations thereof, and genuine heroes walking around checking out the latest spook gear and sundry other high-end military goods. It’s all aimed at making life a little easier for Uncle Sam’s elite special warriors—not that they are used to any easy days. Not at all. Still, we think this show has to be about the coolest trade show of them all. Just be careful who you take photos of…and we’re not kidding about that. There’s rules.

You can always find an excellent selection of trade show materials, all at great prices, simply by visiting http://thedisplayoutlet.com.

Trade Show

Legitimate Ways To Make Money From Home

With the current economy, people are utilizing various streams of income just so they could keep up with their monthly expenses. However, not all people are interested in committing themselves in working in the corporate world for a various reasons. The good news is that they need not fall prey to countless scams out there.

Legit Ways to Earn from Home

Here are few things you can do to earn extra income while staying at home:

  • Article Writing: If you are someone who loves to write about different topics then you should know that you can actually earn from what you are writing. Nowadays, you can sell your writing skills and get paid for it. If you are planning to try this route then it is important that you are able to provide samples of your writing since clients are particular about this. 
  • Share What You Know: One way that you can earn at home is by teaching what you know. If you know how to speak more than two languages then you can use this to teach people interested in learning one of the languages you know. There a lot of people out there who are interested in learning more than one language especially if learning a language can help them establish a better relationship with their business partners. 
  • Bed Space: There are a lot of people who are looking to spend a night in a comfortable place without having to spend as much and if you can offer this option to them then you can use this as a source of income. Provided that you do not mind strangers being in your house then this should work for you. At the same time, you also can have them rent the place for the time being given that you are given the chance to fully-screen them and do some background research. 

These days, having multiple streams of income can be an advantage especially that the economy is not doing good.

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Pricing Strategies You Should Know As A Customer

These days a lot of stores are implementing countless varieties of marketing strategies just so they can increase their sales. Some of these strategies that they implement to sell their products are:

The “$X.99” Marketing Strategy: Retail stores commonly refer to this as “charm price”. The thing is that stores are giving their customers the impression that their product is more affordable by using the “X.99” value. This is on the basis that people read prices from left to right so if they want to sell a whole number like $4 for example, they sell it at $3.99.

Ten for Ten Strategy: Most stores sell some of their products by bulk for a low price but the main idea here is that you do not necessarily have to buy all ten products just to get it for like $.50 each. In fact, there are times that you can get a lower price just by simply buying what you need. The first thing that you have to consider is to check the individual price of the product if it is relevant when it comes to buying multiples of it. However, most of the time, this will not be the case.

Buy One Get One Or Half For Free: This is perhaps one of the most common strategies that stores utilize. The trick is that they sell a particular product at a set price and by buying that at that set price, you can get the next product at either half of its original price or for free. Though it is one of the most obvious marketing strategies that a person a store can take advantage of, it is one of the most effective.

Re-Establishing Your Credit

Credit ProblemsThe sad truth is that there are a lot of people out there who are having a difficult time reestablishing their credit. And a lot of people would want to do everything that they can just to clean up their act for a number of reasons such as planning to establish a business at some point in the future and needing to get some much-needed loan. Either way, there are things which you should always remember for you to be able to re-establish your credit.

  • Credit Report: It is important that you have a record of your annual credit report so that you can review any outstanding balance which you still need to pay off.
  • Refrain From Applying For High Credit Too Soon: Lenders these days are becoming more discerning when it comes to applicants. This means that they can be stingy when it comes to approving loan applications especially if you give them the right reasons to think so. Take note that too much credit-related inquiry can be unfavorable toward your credit.
  • Apply For Different Credits: Having different kinds of credit is favorable such as having revolving balances and or fixed payments on installments. This can eventually give you good credit scores.
  • Take Time Deciding: It is important that you conduct a thorough research with regard to the kind of profile that you want lenders to see. Remember that lenders have their own individual standards when it comes to assessing loan applicants so it is important that you are able to play the part of a loan applicant which fits one of these lenders profile.

These are a couple of tips that you should take into consideration if you want to re-establish your credit.

Presenting Bad News to the Boss – How to Turn a Negative Into a Positive.

We’ve all been there; a snafu in the warehouse or a computer glitch has rendered an important deal or client dead in the water.  As Alfred Lord Tennyson wrote some 150 years ago in his poem of military disaster, The Charge of the Light Brigade, “Someone had blunder’d.”  Somebody has to go give the grim news to the boss, and you’re elected to do it – either because it was your baby or because everyone else is senior to you and send you as the sacrifice.  It’s a tough play, either way.  The kind of thing that makes you wonder why you were so keen on getting that MBA in the first place.  Nobody likes to be the bearer of bad news; in medieval times such a messenger was often beheaded by a wrathful king or resentful vizier.  Today we still say “Don’t kill the messenger!”

But such an action does not necessarily have to be a career killer or an excuse for the boss to put a black mark next to your name.  At Careerglider we think there are some good ways to work through this kind of all-too-typical aspect of any professional career.  Here are a few ways to minimize the damage and perhaps recast the debacle into something to your advantage.

  • Be sure of your facts.  Like a professional journalist, before you deliver the news make sure that your sources are correct, and not slanting the news to make things worse than they are.  Get the details and be able to tell the bossexactly who told you what.  Oftentimes the boss will already have gotten wind of the problem, and will be more anxious to trace it back to its’ source than to blame you for it.  On the other hand, remember that dispatch is crucial in bad news situations; you don’t want to sit on the bad news until it becomes old news.  The worst thing you can hear from yourboss when you bring bad news is “Why wasn’t I told of this earlier?”

Angry Businessman

  • Don’t take sides or assign blame.  You’re not playing a game of marbles, you’re helping to run a business.  You’ll look remarkably mature and professional if you are able to present the bad news without any judgment or finger-pointing.  Even if the boss asks you point-blank whose fault it was, try to play the middle ground and say you want to wait until all the facts are in before making any hasty decisions.  Insecure and unprofessional workers rush in to assign the blame, which may work to their benefit in the short run; but in the long run it is always the balanced and dispassionate person that the boss will value as a trusted colleague and advisor.
  • When you bring a problem, also bring a solution.  Your boss will quickly start to detest you if all you can do is bring him or her stress-inducing bulletins of disaster and despair.  Leave the doom-saying to a Shakespeare tragedy.  What you want to do prior to making your announcement is come up with something, anything that might help alleviate or even solve the problem you are laying before your supervisor.  This shows the boss that you are thinking ahead to the future welfare and prosperity of the company, as well as your own boss’s peace of mind.  Try hard to see if there is any kind of ‘silver lining’ to the problem.  Don’t sugar coat things, but don’t make them worse than they are.  Be balanced, optimistic, and helpful, and you just might survive and even prosper despite being the one to tell the Captain of the Titanic about that iceberg!
Respectfully,

What is Forex Trading?

Do you know your Pips from your Spreads? Are you up with Leverage and down with Going Short? If not, chances are you’ve never had a go at Forex trading. Which raises the question: should you?

For anyone considering getting into Forex trading, the first step is to know what it actually is. The term ‘Forex’ is a catchy name for Foreign Exchange – the act of trading one currency for another. The idea behind it is to invest your money in whatever direction you think a currency will go relative to another. If it goes up, it’s called appreciation. If it goes down, it’s depreciation. And if you pick the right way, you win the trade. Simple! But of course there’s much more to it than that…

Forex is the world’s largest trading market with trillions of dollars being traded every day, in almost every part of the world. Because of the sheer volume of currencies available to trade and the myriad of factors that influence the market, currency prices are in a near-constant state of fluctuation. From politics to economics to the environment – almost anything can affect the market prices. For a well-informed investor, that means there are plenty of opportunities. And those opportunities bring us to the essence of why people take part in Forex trading: to make money.

As tends to be the case when money’s involved, everyone wants to know the winning formula. You might be tempted to think of that as some incredibly complex mathematical equation, but the winning formula in Forex trading is actually a lot simpler. The secret to being a successful trader is: make sure you don’t lose. To do that, you need to ensure you’re well educated about the Forex trading market and be absolutely clear about the risks. Traders – especially those just starting out – can get overwhelmed by a lust for profit and fail to see the potential for losses that might sit just over the horizon.

If you’re considering getting into Forex trading, making use of free online education resources and – especially – free demonstration software is a very sensible way to start your journey. The demonstration accounts, provided by established brokers, give you access to real-time trading systems and data without having to put any real money down. Perhaps the best way to think of them is as a risk-free practice account to help you learn while doing. You should find that the more time you put into educating yourself about Forex trading and refining a trading strategy that suits your own aims, you should gain the awareness to stay away from overly risky trades and ensure any potential losses are mitigated.

The other important thing to remember about Forex trading is that you’re ultimately in full control of your investments. You choose when to buy and you choose when to sell. No one is forcing you into trading and the only limits are the ones you impose on yourself.

If you keep these things in mind, you’ll find that Forex trading can be fun, rewarding and interesting. But always make sure to heed the warning on that disclaimer that every responsible broker should have on their trading site – the one that says all trading contains some element of risk. It’s there for a reason.

Basic Understanding of Different Options of Personal Loans!

Offers of personal loans are in many forms and come with various terms. The cost of the loan depends on the purpose of the loan, the term of the loan and various other factors. The credit score of the individual determines the interest rates. With good credit score, you can get personal loans from conventional lenders such as banks. The interest rates are reasonable for the applicants with good credit record. If the credit score is poor, you cannot expect to be approved for personal loans from banks.

Options of personal loans

You need to approach private lenders who deal with personal loans for bad credit borrowers and the interest rates are higher than in conventional personal loans. If you are not able to produce any collateral for the loan and if your credit history is poor, you are charged higher interest rates. If you own a home, you can obtain personal loans by submitting your house as collateral for the loan. This type of loan is termed as home equity loan. The equity that is accumulated in the home is used to determine the loan amount.

There are various advantages associated with the offer of home equity loans. The interest rates are very low for home equity loans as there is no risk for the lender and the approval is instant. The term of the loan can be longer and the payments are lower due to low interest rates. If you are able to afford extra payment, you can clear your bad credit loan at the earliest. You have tax benefits as well. In certain cases, the interest that is paid on the taxes is deducted. This is considered to be a highly economical source of personal loan.

There is the choice of unsecured loan which is otherwise termed as signature loan. Since this type of personal loan is not secured by collateral, the interest rate is very high to minimize the risk of the lenders. It is not easy to get qualified for unsecured loans. The interest rates are determined based on the loan amount and the credit report of the applicants. This type of loan is a great support for the borrowers who are not able to submit any collateral. However, you need to compromise on the interest rates. Credit cards can be considered for short term financial requirements. You can choose the card that offers rewards and introductory offers when you opt for personal loans in the form of credit cards.

Car title loans can be considered when you think of personal loans. It is quite easy to get qualified as the loans are secured by your cars. If you are yet to clear your entire loan amount due to the car loan, you cannot get approval for car title loans. With poor credit, you can try payday loans as short term personal loans. Since these loans are very costly, you should be specific about clearing the loan at the earliest. You should consider this only if you do not have any other option of personal loans.

How to Negotiate the Best Price with a Car Salesman

Although everyone looks forward to owning a new car, most dread the idea of having to negotiate with a car salesman. Fortunately, negotiating on a car can be effectively managed when you arrive at the dealership prepared. As a car buyer, you should know that the car salesman’s main goal is to move the cars off their lot. With this in mind, you can enter the negotiating process knowing that you are on equal grounds. Here are a few more tips to help you negotiate for the best price with a car salesman that will have you walking away with a new set of keys at a price you can afford.

How to Negotiate the best Price with a Car Salesman

Do the Research
Before you ever set foot on a car lot, you need to do your research regarding the car you have in mind. First, look online to find out how much the car you are buying is worth. If you are planning to buy a used car, then be sure to also look at the current values for cars in varying conditions. Then, find out about alternate financing plans that can help you get the best rate on your new purchase. Finally, be sure to print out the information you discover so you will have it to show as proof during negotiations.

Avoid Personal Questions
When you arrive at the car lot, the salesman will begin by asking you a series of questions. While some are just to get to know you, such as your name and address, others will be used to assess your financial standing. Be sure to keep the initial conversation casual and friendly because it will help during negotiations. However, it is best to avoid disclosing how much you are willing to pay a month until the very end. This will ensure that the car salesman cannot resort to sneaky tactics such as extending your financing agreement so you pay more over time. If your credit rating isn’t in good shape, you should talk to a bad credit car loans specialist such Dreamloans before you start visiting dealerships.

Start the Bid Low
Any time you are negotiating a price for a purchase, you should always begin with a bid lower than you expect to pay. This is to ensure that eventually you will be able to meet in the middle at a price that satisfies you and the salesman. However, it should be noted that you should never attempt to offer too low of a price. This can lead to the salesman not taking you seriously. Instead, use your research to identify a low offer that is still in a reasonable range to start off your bidding.

Work as a Team
If you are purchasing a car with a spouse or other person, it is important to discuss how you will negotiate beforehand. This will ensure that neither of you reveals more to the salesman than either of you prefers. If you find it necessary to discuss any portion of the negotiation with your spouse, then be sure to ask for privacy. A smart salesman will know that leaving you two alone is the best way to negotiate a sale.

Finalize the Deal
Once you have managed to get the price to a number you agree with, it is important to freeze. Refuse to negotiate any further and simply state that you have reached your final price. At this point, the salesperson should be ready to move forward with finalizing the deal.

Negotiating with a salesman is always a complicated process; however, you can ensure you come out ahead by arriving prepared. On the day of your purchase, be sure to plan to spend several hours in negotiation. Then, arrive with your set price in mind and be ready to haggle until you reach an affordable price that lets you leave with your dream car’s keys in hand.

Steps to Take to Open a Work at Home Business

Many moms leave their jobs when their children are born.  Then, when the children are in school, these same moms may find it difficult to reenter the workforce, or they may not want to because they want to be available for their children.  Still, there is a way to have both–flexibility to be available for your kids as well as a career for yourself.  For many, the answer is working from home.

Finding the Perfect Job

Finding a job you’d like to do is not as hard as you might think.  Focus on an unmet need that you can fulfill.  If you used to be a math teacher, perhaps you can become a math tutor.  If you used to work as an administrative assistant, perhaps you can be a virtual assistant.  The possibilities are endless.

Funding Your New Job

Luckily, many work from home jobs are fairly low cost start ups.  Still, if money is tight, you may need some funding.  You could consider options for unsecured loans as these don’t require any collateral and are usually repaid in a short amount of time.  If you’re worried about how much the monthly payment will be, before you even contact a bank, you could use a loans calculator to get an idea of how much your monthly payment would be.

Getting Out the Word

Once you have your business established, the next thing you have to do is get out the word to prospective clients.  A website is a good place to start.

Then you’ll want to advertise where ever your customers are.  If you offer a tutoring service, see if you can post a flyer in the schools or perhaps at the park or soccer field.  If you’re a virtual assistant, define who your prospective clients are and then join the forums where they chat.  Offer helpful advice without being pushy, and you may soon land your first client.

Don’t forget the importance of word-of-mouth referrals.  When you get your first customers, make sure they are satisfied so they will recommend you to their friends.

Watch Your Business Grow

While it may be hard to initially get your business going, with time, you will gradually add more clients and become busier and busier.  Who says a mom must choose between work and family?  You can do both while working from home.

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