Need Money? Get What You’re Owed

Banking and Finance
Work hard and you’ll get paid accordingly. Right? That’s supposed to be how things work, after all. Unfortunately, a lot of people are getting ripped off without them even realizing it. Employers, the government, banks - there are several parties out there that may be, in one way or another, holding onto cash that is rightfully yours. Thankfully, there are pretty consistent ways of both finding out if you’re owed anything and actually getting that money in your pocket. We’re going to take a quick look at the most common causes of an individual not getting the money that is rightfully theirs, and what they can do to ensure the money goes where it belongs. Unclaimed assets You’d be surprised how many assets are out there going completely unclaimed despite…
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DIY Your Way To Huge Savings On Car Maintenance

Banking and Finance
You don’t have to be an expert in auto mechanics to look after your car yourself. The simple truth is that the more maintenance you can do on your car yourself, the better. Not only will it save you money in fuel efficiency and depreciation, but it will also cost less when it comes to having your annual service. With this in mind, here are some savvy tips on how to approach DIY car maintenance and save a lot of money over the lifetime of your vehicle. Read the manual First thing’s first, read your owner’s manual from front to back. It’s certainly not ‘The Adventures of Tom Sawyer,’ of course, but despite the lack of fun, it is packed full of interesting, valuable information about your car. It will…
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Why You’ll Borrow Money And How To Make The Most Of It

Banking and Finance
As much as you may hate the idea of getting into debt, you are very likely to need a loan at some point in your life. Ultimately, life is simply too expensive to avoid the need for credit. Big purchases can’t often be made without spreading the payments a little. With all the good intentions and big savings accounts, you may still need to take credit somewhere for something. Owning your own home is a big part of the dream when you become a grown-up. It’s a place to call your own that you can do whatever you want with. Decorate it any color you like, extend it, upgrade it, and raise your family in it. Nobody can take it away from you, unless, of course, you miss the mortgage…
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Investing 101: Where To Put Your Money In Stormy Times

Banking and Finance
You don’t have to think too far back to remember the impact of a global economic crash can have on investors. The crisis of 2008 wiped millions off the portfolios with many unlucky prospectors, for example. However, when times are tough, and the investment markets are looking a little stormy, certain areas seem to hold up OK. In today's guide, we’re going to highlight some of these ‘safe’ investment markets, and reveal where you should be putting your savings whenever there are threats to the global economy. Let’s take a closer look at some of your best options. First of all, it’s vital to remember that there are no guarantees. There aren't any investments that are always going to be 100 percent safe, and you will need to do your…
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Buy & Sell Your Way To $5000 A Month (And In Your Spare Time Too)

Banking and Finance
Buying and selling online has become a phenomenal way to make money and the success stories out there are almost infinite. An online buying and selling enterprise just offers so many advantages over the more traditional options of retail and even service-providing businesses. But of course, there are. After all, online buying and selling wouldn’t have started to make up a huge proportion of new startup companies if there was something amazing to it. However, if you are still on the fence about whether this is the route you want to go down, here are a list of some of the advantages to help you take the leap. More Flexible Than An Olympic Diver There are few business models out there which will offer as much flexibility as buying and…
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Why (and How) You Should Research Before Investing and Trading

Banking and Finance, Business
You may have heard that the economy is really strong at the moment - but who told you? Where did you hear that? A trustworthy, economically-minded friend, or a stockbroker who wants your money? Did they also tell you that a particular industry is a sure thing when it comes to getting profit from an investment? Did they tell you a precise (and very high) figure when you asked how much you should invest? Whatever you’ve heard, whoever told it to you, you need to do your own research. If you’re going to get into investments and trading, it’s a fool’s game to go in all guns blazing. Do you want to know how successful traders and investors made their money? It wasn’t by making blind investments, that’s for sure.…
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Grow Money Trees In Your Business Backyard

Business
Wouldn’t it be great if you could look out the windows of your business office and see money trees sprouting from the ground? If you needed a cash injection in your company, you could take a trip outside, grab a bag from that tree and hey presto, instant cash. Of course, it’s nice to dream, but you really need to think about actual possibilities of getting money in your company. While you can’t actually grow a money tree, it can certainly feel like you have one with some of these possibilities. Hire An Accountant It might like a simple option but a lot of business owners skip over hiring an accountant, and this is definitely a mistake. Money is tricky, and keeping hold of how much you have can be…
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Making Money From Investments: Everything You Need To Know

Banking and Finance
If you’re looking for a good way to make lots of money, on a consistent basis, then investing is the right path for you. It’s a proven way of taking one sum of money and turning it into a much larger pile of cash. However, the world of investments can be a very complex and tricky place to navigate. For one, there are so many things to invest in, how can you be sure you’re picking the right market? Fear not, for this question, will be answered along with many more in this guide. I’ve put together some information that tells you everything you need to know about making money from investments. By the end, you’ll be in a more comfortable place and feel more confident when making investments. Without…
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The Reasons Behind Your Loan Application Being Rejected

Banking and Finance
Have you recently tried to apply for a loan, only to be shocked when you were rejected? Before you start madly applying for other loans, which can do more harm than good anyway, perhaps you need to take a hard think about why so that you can fix the bigger problem - and follow these tips on how to avoid scams whilst you’re at it. There are steps you can take to help you understand what you’re doing wrong regarding your credit score. Don’t worry, you are certainly not alone. It’s estimated that approximately 50% of all mortgage applications are rejected, which is a whopping amount when you really think about it. It’s sometimes irrelevant whether the person is perfectly capable of paying back their monthly financial obligations if they…
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Steps You Must Take To Get On The Road To Financial Freedom

Banking and Finance
Being able to be financially free is the dream for pretty much, everyone, right? Who doesn’t want to be in control of their finances and not have to rely on anything or anyone else? It can be a tricky journey getting onto that road to financial freedom, though. Many of us might have a massive mortgage or have the threat of redundancy over our heads. But you can get there, whatever life throws at you. Being ‘free’ financially is the key word. You are free from having to spend your money in certain ways, or free from the chains of large debt. It can affect your whole life if it isn’t under control. So here are some great ways that will help you get to financial freedom. It will take…
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