Tips to Plug Your Budget Leakages

Banking and Finance
One of the worst feelings you can have when it comes to your finances is not knowing where your money is disappearing every month. If you have a leak in your budget, you need to plug it as soon as possible. Otherwise, you will end up getting this feeling a lot more often. Here, we will be talking you through some of the ways that you can identify where your budget leakage is coming from and how you can perform some emergency repair work on it. Track Your Spending Habits The first thing that you need to do is make a list of everything that you spend over the period of a month. Next, you should divide these things up into categories. This way, you have a better idea of…
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4 Of The Best Financial Tips For Millennials

Banking and Finance
Millennials are starting to become a key group of people in the modern world. Political parties are trying to win elections by appealing to the younger generation. Most of ‘pop culture’ is centered around millennials and the millennial way of life. It’s almost as though they’re the most dominant group of people around right now. But, what is a millennial? A lot of you have possibly heard this term and not really known who it refers to. There are differing opinions on this, but the most agreed upon view is that millennials are people that start to enter their adult life during the noughties. Depending on who you ask, anyone from the age of 18 to 35 is deemed a millennial these days - with some even considering those born…
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Investment: It’s Not Just Stocks

Banking and Finance
For many people, the idea of investing their money is too complicated and too daunting to truly bother with. People hear the word ‘investment’ and picture the DOW Jones and other stocks on the stock market, and as most people don’t understand how the stock market works, they say no thank you and walk away from the idea of investing their money. The thing is, investment is more than just numbers on a stock market board. There are plenty of ways that someone can invest their money and they don’t have to be complex, either. Exploring the many ways that you can invest your money that don’t involve the stock market can be the first step, and it’s for this reason that we’ve put together some of the other ways…
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Need Money? Get What You’re Owed

Banking and Finance
Work hard and you’ll get paid accordingly. Right? That’s supposed to be how things work, after all. Unfortunately, a lot of people are getting ripped off without them even realizing it. Employers, the government, banks - there are several parties out there that may be, in one way or another, holding onto cash that is rightfully yours. Thankfully, there are pretty consistent ways of both finding out if you’re owed anything and actually getting that money in your pocket. We’re going to take a quick look at the most common causes of an individual not getting the money that is rightfully theirs, and what they can do to ensure the money goes where it belongs. Unclaimed assets You’d be surprised how many assets are out there going completely unclaimed despite…
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Being A Doctor Isn’t The Only Way To Work In Healthcare

Banking and Finance
A job in the healthcare industry is attractive because it gives you the opportunity to help people and make some good money while you’re doing it. Being a doctor or a nurse involves a lot of education and it’s a very stressful job. Not everybody is cut out for it but that doesn’t mean you can’t necessarily be a part of the healthcare industry. Every job role has an important part to play and there are plenty of administrative positions that you could look into. Here are some of the best ones available. Healthcare Manager Being a healthcare manager is a brilliant job for somebody that wants to have a big input into patient care without being a doctor or nurse. You’ll need to enrol on an accredited mba program…
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DIY Your Way To Huge Savings On Car Maintenance

Banking and Finance
You don’t have to be an expert in auto mechanics to look after your car yourself. The simple truth is that the more maintenance you can do on your car yourself, the better. Not only will it save you money in fuel efficiency and depreciation, but it will also cost less when it comes to having your annual service. With this in mind, here are some savvy tips on how to approach DIY car maintenance and save a lot of money over the lifetime of your vehicle. Read the manual First thing’s first, read your owner’s manual from front to back. It’s certainly not ‘The Adventures of Tom Sawyer,’ of course, but despite the lack of fun, it is packed full of interesting, valuable information about your car. It will…
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Why You’ll Borrow Money And How To Make The Most Of It

Banking and Finance
As much as you may hate the idea of getting into debt, you are very likely to need a loan at some point in your life. Ultimately, life is simply too expensive to avoid the need for credit. Big purchases can’t often be made without spreading the payments a little. With all the good intentions and big savings accounts, you may still need to take credit somewhere for something. Owning your own home is a big part of the dream when you become a grown-up. It’s a place to call your own that you can do whatever you want with. Decorate it any color you like, extend it, upgrade it, and raise your family in it. Nobody can take it away from you, unless, of course, you miss the mortgage…
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Investing 101: Where To Put Your Money In Stormy Times

Banking and Finance
You don’t have to think too far back to remember the impact of a global economic crash can have on investors. The crisis of 2008 wiped millions off the portfolios with many unlucky prospectors, for example. However, when times are tough, and the investment markets are looking a little stormy, certain areas seem to hold up OK. In today's guide, we’re going to highlight some of these ‘safe’ investment markets, and reveal where you should be putting your savings whenever there are threats to the global economy. Let’s take a closer look at some of your best options. First of all, it’s vital to remember that there are no guarantees. There aren't any investments that are always going to be 100 percent safe, and you will need to do your…
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Buy & Sell Your Way To $5000 A Month (And In Your Spare Time Too)

Banking and Finance
Buying and selling online has become a phenomenal way to make money and the success stories out there are almost infinite. An online buying and selling enterprise just offers so many advantages over the more traditional options of retail and even service-providing businesses. But of course, there are. After all, online buying and selling wouldn’t have started to make up a huge proportion of new startup companies if there was something amazing to it. However, if you are still on the fence about whether this is the route you want to go down, here are a list of some of the advantages to help you take the leap. More Flexible Than An Olympic Diver There are few business models out there which will offer as much flexibility as buying and…
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Why (and How) You Should Research Before Investing and Trading

Banking and Finance, Business
You may have heard that the economy is really strong at the moment - but who told you? Where did you hear that? A trustworthy, economically-minded friend, or a stockbroker who wants your money? Did they also tell you that a particular industry is a sure thing when it comes to getting profit from an investment? Did they tell you a precise (and very high) figure when you asked how much you should invest? Whatever you’ve heard, whoever told it to you, you need to do your own research. If you’re going to get into investments and trading, it’s a fool’s game to go in all guns blazing. Do you want to know how successful traders and investors made their money? It wasn’t by making blind investments, that’s for sure.…
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