DIY Your Way To Huge Savings On Car Maintenance

Banking and Finance
You don’t have to be an expert in auto mechanics to look after your car yourself. The simple truth is that the more maintenance you can do on your car yourself, the better. Not only will it save you money in fuel efficiency and depreciation, but it will also cost less when it comes to having your annual service. With this in mind, here are some savvy tips on how to approach DIY car maintenance and save a lot of money over the lifetime of your vehicle. Read the manual First thing’s first, read your owner’s manual from front to back. It’s certainly not ‘The Adventures of Tom Sawyer,’ of course, but despite the lack of fun, it is packed full of interesting, valuable information about your car. It will…
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How to Negotiate the Best Price with a Car Salesman

Banking and Finance
Although everyone looks forward to owning a new car, most dread the idea of having to negotiate with a car salesman. Fortunately, negotiating on a car can be effectively managed when you arrive at the dealership prepared. As a car buyer, you should know that the car salesman’s main goal is to move the cars off their lot. With this in mind, you can enter the negotiating process knowing that you are on equal grounds. Here are a few more tips to help you negotiate for the best price with a car salesman that will have you walking away with a new set of keys at a price you can afford. Do the Research Before you ever set foot on a car lot, you need to do your research regarding…
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Five Reasons Why Spending A Little More Now Can Save You Big In The Long Run

Banking and Finance
Whenever you buy a car, you have to be sure that you are buying a quality vehicle. This means that you need to buy a car that has a good resale value, is durable and gets good gas mileage. In many cases, spending a few extra dollars now can help money on the overall cost of owning your car. Newer Cars Get Better Gas Mileage Cars made in the last five years have routinely managed to get 40 miles per gallon or more. Even pickup trucks that are better known as gas guzzlers have been designed to get 20 miles per gallon or more. Spending a few extra dollars for a 2008 model year or newer could save you hundreds of dollars at the gas pump A Higher Resale Value…
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Is Car Ownership Becoming a Financial Burden

Banking and Finance
Many people rely on a car. Whether you use your car to get to and from work every day or take the kids to school, or you simply visit the store twice a week to stock up on food, a car is an essential item for most households. In recent years, the majority of people have been affected by the recession and this has caused many to experience difficulties between pay days. Although there is no doubting that having access to a car makes life easier, if you’re struggling to get to the end of the month on a regular basis, owning a car can actually be a nightmare. The cost of owning a car Cars are not cheap and this does not just refer to the purchase price. You…
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Financing Pre-Owned Cars

Banking and Finance
For many people, especially those who live a few hours away from where they work and are bothered by the hassle of commuting, buying a car is an important decision. For example:  the thirty something professional who’s been working for a couple of years, with a few thousand in his account who’s been eyeing that pre-owned Subaru on his way to work. Pre-owned cars, or second-hand cars, are a more practical and viable option for people who lack the financial capability to purchase a brand new car. There is a large market for these pre-owned cars and it rewards buyers and sellers for finding the right car at the right price. While some would worry over the risk of finding a “lemon” or simply a reconditioned a car, it pays…
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Tips in Buying Pre-Owned Vehicles

Banking and Finance
When a person decides to buy a car, the important decision starts with whether to buy a new or a pre-owned vehicle. Buying a new or a used car has its own share of advantages and disadvantages. One of the many disadvantages of buying a new car is its depreciating value. It is important to note that a brand new vehicle will start depreciating in value as soon as you drive it off. When it comes to pre-owned vehicle, there is always a nagging fear that the vehicle was previously owned by someone who didn’t take real care of it. The car buyer should weigh the pros and cons accordingly. However if the budget is tight, buying a pre-owned vehicle can be the best decision to make to get the…
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